Premier - Personal Deposit Interest Rates

Premier Clients enjoy exclusive benefits on products and services across the bank. To be eligible for these Premium Interest Rates, you must have a Premier Checking Account.


Premier Checking

Minimum Deposit Opening Deposit $100

BalanceInterest RateAPY*
$1000.050.05

Premier Money Market Checking**

Minimum Deposit Opening Deposit $100

BalanceInterest RateAPY*
Up to $9,9990.08%0.08%
$10,000 up to $24,9990.08%0.08%
$25,000 up to $49,9990.08%0.08%
$50,000 up to $99,9990.95%0.95%
$100,000 up to $249,9991.24%1.25%
$250,000 up to $499,9991.39%1.40%
$500,000 up to $999,9991.54%1.55%
$1,000,000 and over1.64%1.65%

Premier Fixed Rate Certificate of Deposits (CDs1)

Minimum Deposit Opening Deposit $2,500

TermInterest RateAPY*Interest RateAPY*Interest RateAPY*Interest RateAPY*
$2,500 - $49,999*$50,000 - $99,999*$100,000 - $1,000,000*$1,000,001 and over*
Premier 6 Month4.65%4.75%4.65%4.75%4.65%4.75%0.05%0.05%
Premier 12 Month3.93%4.00%3.93%4.00%3.93%4.00%3.93%4.00%


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*The Annual Percentage Yield (APY) is accurate as of 4/25/2024. Rates offered subject to change at any time without notice. Checking and savings accounts are variable rate accounts and each tier shown reflects the current minimum daily balance required to obtain the applicable APY. We may in our discretion change each interest rate and APY on variable rate accounts at any time without notice, even after the account is opened. Interest is compounded and credited to the account on a monthly basis on the last day of the statement period. If you close the account before the interest is credited, you will not receive the accrued interest. Fixed Rate CD accounts earn a fixed interest rate for the selected term and the applicable rate is paid until the CD matures. The APY assumes interest remains on deposit until maturity. CDs automatically renew for same term unless specifically stated in your initial account disclosure. Interest is compounded and credited to the account on a monthly basis. If you close the account before the interest is credited, you will not receive the accrued interest. Substantial penalty imposed for early withdrawal from a CD. An early withdrawal will reduce earnings. Fees may reduce earnings on an account. Please see Fremont Bank's Deposit Account Agreement and Schedule of Fees and Charges for additional terms and conditions that apply to your account (such as minimum opening deposit requirements, fees, how interest is calculated and paid, and early withdrawal penalties on CDs).

**Federal regulations impose limitations on certain types of transfers from this account. You are limited to a total of six withdrawals and/or transfers per month or statement period by means of preauthorized, automatic or telephone transfers, debit card, or check (for accounts with check privileges). Transfers to other Fremont Bank accounts are counted as part of the six transaction limit. Please ask for Fremont Bank's Deposit Account Agreement for balance requirements and transaction limitations.

1 Premium Interest Rate when combined with Premier Checking Account. To receive the premium interest rates for your Premier Money Market Checking, account must be linked to a Premier Checking Account; otherwise non-premium personal interest rates apply.